Debt Consolidation Loan

Debt consolidation is a debt solution that entails taking out a loan to pay off your multiple unsecured loans. This is usually done to obtain a lower and fixed interest rate or for the convenience of dealing with only one loan and making only one payment.

A debt consolidation loan can be either secured on your house, or unsecured, in the form of a personal loan or credit card.

If you are in debt, you can consider debt consolidation as the means to pay it off, if:

  • You are finding it difficult to pay off your existing unsecured debts.
  • You are experiencing difficulties in meeting your routine expenses.
  • You are facing harassment by the creditors and collection agencies.
  • You want to reduce your regular payments to an affordable amount over an extended time period.

Why choose us?

If you are in debt, contact us for debt advice. Our debt advice structured and designed to:

  • Help you maintain your home and essential needs.
  • Advise you about your legal rights and responsibilities.
  • Study your finances and explore all possible avenues to repay the debt.
  • Advise on the various debt solutions available so that you can make an informed choice in dealing with your debt situation.

Advantages of Debt Consolidation loan

Some advantages of debt consolidation loans are:

  • Reduces your monthly instalments to an amount that you can comfortably afford.
  • If you take a secured debt consolidation loan you would get a lower rate of interest. Unsecured loans on the other hand come with a higher interest rate. So with debt consolidation you can replace higher interest rates with lower ones.
  • Debt consolidation can help you combine multiple loans into one
  • Instead of dealing with multiple creditors you would just need to deal with one.
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What our customers say?

My debts spiralled from University, gradually became unmanageable. They saved my life. I now have no overdraft and am able to afford my lower monthly payments.

Confidential debt advice

If you would like more information talk to our team today

Speak to a debt advisor on:

0800 9546 205

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