Debt Management

Debt Management Plan

Confidential Debt Advice

0800 9546 205

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For many people with bad debt, there is a debt solution that can help them address their debts without going down the unhappy route of court proceedings, bailiffs, home loss, and ultimately bankruptcy. The solution is called debt management.

The basic premise behind debt management is that your creditors would rather receive something than nothing. In this case they would not stand to gain anything and so most creditors are willing to discuss ways of preventing the situation of bankruptcy, a lose-all situation for both the debtor and the creditors.

If you are finding it difficult to pay debts, we provide confidential debt management advice and will be able to recommend a Debt Management Plan that best suits your own circumstances.

Call us on 0800 9546 205 or request a call back and our representatives will call you to discuss your debts.

How does a Debt Management Plan work?

As part of a Debt Management Plan, we can negotiate with your creditors for a lower monthly payment spread over an extended period so that you are able to pay off your debts within your means.

If you owe a significant amount of debt, for example, £12,000 or more, and have a regular disposable income of £200 per month, we can help you set up an IVA (Individual Voluntary Arrangement), a debt solution that can help you to avoid bankruptcy and pay off your debts.

Alternatively, we can determine if a debt consolidation loan may be the best your solution.

To understand the various debt solutions, talk in confidence to our debt advisors on 0800 9546 205 who can analyse your current financial situation and suggest the best way forward for you.

(Calls from mobiles and other networks to 0800 numbers may incur a charge. When you speak to us about your debt problem, ask us to call you back so that you do not have to pay for the call)

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Please note that Debt Management Plans may:

Lead to an increase in the sum to be repaid
Lengthen the repayment period
Additional fees or interest may be charged by your creditors
Credit rating may be effected if not already so

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Answer a few simple questions and we'll give you an instant recommendation on your best way out of debt.

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What our customers say?

My debts spiralled from University, gradually became unmanageable. They saved my life. I now have no overdraft and am able to afford my lower monthly payments.

Confidential debt advice

If you would like more information talk to our team today

Speak to a debt advisor on:

0800 9546 205